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1 Acceptance The Use Of Terms and Conditions.

Your access to and use of is subject exclusively to these Terms and Conditions.  You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions.  By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Website and the services therein.

2 Cancellation Charges

Any person wishing to make an appointment with Morgan Psychics is expected to make their payment prior to booking time.  If full payment is not received prior to your booking time, this will result in the loss of your appointment, whereby the appointment will be given to the next client automatically.  Morganpsychics has a strict no refunds policy.

3 Advice

The contents of website do not constitute advice and should not be relied upon in making or refraining from making, any decision. Please be aware that Morgan is not a qualified counsellor, nor qualified medical professional, nor does she hold any qualifications in law or finance and make no claims to this regard. Morgan may, from time to time, offer a personal opinion, but this does not constitute a consultation, may it be medical, financial or legal or any sort of professional counselling. Any opinions that Morgan offers related to the Spiritual aspects of any financial, health issue are not a substitute for advice, treatment, by the financial, medical profession and we strongly urge you not to use or see them as such and to seek professional advice from a qualified medical practitioner, financial consultant should it be necessary. The results and outcomes of this service are not the responsibility of Morgan Psychics as the actions, (non actions) are the sole responsibility of the individual and is to their discretion on how the information is utilised and interpreted.

4 Change of Use reserves the right to:
Change or remove (temporarily or permanently) the Website or any part of it without notice and you confirm that shall not be liable to you for any such change or removal and.
Change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change. Morgan Psychics has the right to refuse the provision of this service should she feel the individual is mis-using and over relying on the information provided and neglecting their personal responsibility in their personal affairs.  The interpretations and actions ( non-actions ) are the sole responsibility of the individual.

5 Links to Third Party Websites website may include links to third party websites that are controlled and maintained by others.  Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.

6 Copyright

All copyright, trade marks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to or otherwise used by as permitted by law.

7 In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.

8 Disclaimers and Limitation of Liability

The Website is provided on an AS IS and AS AVAILABLE basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

9 To the extent permitted by law, will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of this Website.

10 makes no warranty that the functionality of the Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.

11 Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of for death or personal injury as a result of the negligence of or that of its employees or agents.

10 Indemnity

You agree to indemnify and hold and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.

11 Severance

If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.

12 Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the law of United Kingdom and you hereby submit to the exclusive jurisdiction of the British courts.

Last updated 18/01/2020